For many who live paycheck to paycheck, it can be a challenge to develop a habit of saving in order to have the resources needed to invest in something for the future. It can also be difficult to find the time between family, work, friends and community commitments, to learn about the best ways to manage the money that we have.
At PIE, we are always looking for new ways to help make saving easier and effective. Here are two great resources if you know of anyone that is interested in learning how to save or would like to pursue a certain financial goal:
- Locally, Boulder County Housing and Human Services Education and Skill Building provides provides financial housing and financial counseling appointments as well as workshops regarding housing, personal finances and career development.
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2. Better Money Habits Build your financial know-how with free tools and information to help you make more confident decisions. It's a simple way of getting real, practical knowledge. This website has videos and quick tips to learn about key financial goals or financial topics. (See financial goals and topics listed below.) By taking 15-30 minutes a week, you can take the first step toward a new financial goal. As Better Money Habits says: “small changes now can yield big benefits later”.
We hope that these resources can help you or a family member or friend whether you are living paycheck to paycheck or already saving.
Better Money Habits featured Financial Goals:
- Improving my credit score
- Paying down my student loans
- Reducing my credit card debt
- Saving for a big-ticket item
- Getting ready for tax season
- Buying my first home
- Refinancing my home
- Buying a car
- Saving for my education
- Starting out on my own
- Teaching my elementary schooler about money
- Teaching my middle schooler to manage money
- Teaching my high schooler to manage money
- Saving for my child's education
- Building an emergency fund
- How to stop living paycheck-to-paycheck
- Transitioning from military to civilian life
- Getting the most of my new job
- Getting started with retirement
Better Money Habits key Financial Topics:
- Credit
- Saving & Budgeting
- Debt
- Home Buying & Renting
- Taxes
- Car Buying
- Personal Banking & Security
- Paying for School
- Families & Money
- Work & Income
- Military Finances
The Personal Investment Enterprise Program, a partnership between Foothills United Way and Boulder County Community Action Programs, provides tools that empower low-income individuals and families to save and build assets to strengthen their economic stability. To learn more about the program visit bouldercountypie.org. The first step in applying to the program is to attend an orientation meeting with Nino Gallo at Community Action Programs at Boulder County. Nino may be reached at 303-441-3998 or at [email protected]
